A New Way Home

A New Way Home

Find out if you qualify for a mortgage loan in Breaux Bridge or Lafayette, LA

Buying a new home can be stressful. Don't settle for a bad loan with a sky-high interest rate, choose Acadian Credit Plan, Inc.

Purchasing a home should be an exciting time in your life but for most it ends up being stressful, leaving borrowers feeling confused and helpless. You would think a process that ideally ends with you being a homeowner should mean you are always in the know, in control and at the center of it all. Well we think so too!

Loan Options:

Let the experts at Acadian Credit Plan take care of all your lending questions. Our experienced loan consultants will take the time to understand your needs and help find the perfect mortgage for you.

-FHA 203K LOAN

The FHA 203k is a renovation loan program that provides funds for both the purchase and renovation of a home.

-HARP 2.0

This program was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without paying for mortgage insurance.

-CONVENTIONAL LOANS

A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

-FHA LOANS

Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

-VA LOANS

A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. 

-JUMBO LOANS

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits.

-USDA LOANS - 100% Financing

 

Call us at 337-332-4536 now to discuss your mortgage loan options with a local loan specialist.

 

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